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In today's competitive economy, processors and ISOs need access to secure datacenters that have built-in financial transaction facilities. These payment applications must be easy to deploy, upgrade, and manage while slashing costs.

Vault Line has taken payment system deployment to the next level. Our technologies and related partnerships deliver the highest performance, most cost-effective solutions in the industry, combining the reliability and control benefits of locally installed applications. With Vault Line™ technologies, you leverage current IT investments to distribute payments, over any network, to any device, making aggregated payment systems a reality to the extended enterprise or a network of thousands of merchants.

 

Vault Line Branded Solution:

A valuable aspect of the Vault Line Platform, is the ability to provide our partners and processors alike, a completely customized gateway solution. From the look and feel of the Vault Line interface to the documentation, every piece is branded to your platform. Click here to view a typical customization.

 

Developer Friendly:

Vault Line™ can be seamlessly integrated into Accounting, Point of Sale, and web based systems. Use our web services to directly connect your back office applications such as Billing, CRM, and Order Entry(POS). Use our PHP, .NET, or CF code to interact with Vault Line™ directly from your web sites.

 

Who can use Vault Line?

Any processor or ISO that needs to support the Retail, Mail/Phone order, and ECommerce industries. VaultLine is certified with the following clearing houses:

TSYS (Vital) Fifth Third
Global Payments First Data
Nova Paymentech
First Horizon Merchant Services Bank of America Merchant Services
Stored Value Systems  
TSYS (aka: Vital Processing Services) (http://www.vitalps.com)
A.K.A. VITAL, Visanet
  In May of 1996, Visa U.S.A. and Total System Services, Inc. joined forces and launched Vital as an independent, stand-alone company that offers complete commerce enabling services for Merchant Service Providers. Vital, a limited liability corporation, has an independent management team and a separate board of directors including two members each from TSYS and Visa, as well as Vital's CEO. Statistics showed last year, over 6.5 billion transactions were authorized by Vital and more than 2.6 billion transactions were settled on Vital's Processing System.
Input Support Swiped Transactions(track1 and track2) and Keyed Transactions
Functions Preauth, Sale, Force, Void, Return, Settle, Incremental/Reversal(Visa)

First Horizon Merchant Services. (http://www.fhmsi.com)
A.K.A. First Tenessee

  First Horizon Merchant Services (FHMS) is a leading provider of transaction processing and bankcard acquiring services. They currently provide processing services for all major card types, as well as most regional and national debit and EBT cards.


Input Support Swiped Transactions(track1 and track2) and Keyed Transactions
Functions Preauth, Sale, Force, Void, Return, Settle, Incremental/Reversal(Visa)

First Data Corp. (http://www.firstdata.com)
Omaha A.K.A. FDR7, ETC7, ETC+, "Omaha"
CardNet A.K.A. CardNet, North
Nabanco A.K.A. South
Nashville A.K.A. Envoy
  Denver-based First Data Corp.(NYSE: FDC) powers the global economy by enabling consumers and businesses to safely and securely pay anyone, anywhere, anytime.

•  First Data maintains data for more than 300 million credit, debit and other accounts on behalf of more than 1,400 card issuing clients.
•  In 2000, First Data processed approximately seven billion cardholder transactions worldwide.
•  Financial institutions, merchants and consumers rely on First Data to electronically move more than $2 trillion worldwide annually.
•  First Data processes transactions for approximately 120,000 Internet merchants.
Input Support Swiped Transactions(track1 and track2) and Keyed Transactions
Functions Preauth, Sale, Force, Void, Return, Settle, Incremental/Reversal(Visa)

Nova Information. (http://www.novainfo.com)
A.K.A. NOVA

  NOVA currently provides transaction-processing services for all major credit cards including: Visa, MasterCard, American Express, Diner's Club and JCB to more than 500,000 merchants. As the marketplace moves toward a more interactive support and processing environment, NOVA has developed products and services to extend these benefits to their customers.


Input Support Swiped Transactions(track1 and track2) and Keyed Transactions
Functions Preauth, Sale, Force, Void, Return, Settle, Incremental/Reversal(Visa)

Heartland Payment Systems (http://www.heartlandpaymentsystems.com)
A.K.A. Exchange
  Heartland Payment Systems, Inc. provides credit and debit card, payroll and related processing services to restaurant, hotel, and retail merchants throughout the United States. HPS provides services to more than 70,000 merchants with over 700 sales representatives and more than 350 employees in operations, information technology, marketing, administration and management positions.
Input Support Swiped Transactions(track1 and track2) and Keyed Transactions. Pin based debit support.
Functions Preauth, Sale, Force, Void, Return, Settle, Incremental/Reversal(Visa) and others...

Fifth Third Bank (http://www.53.com)
A.K.A. 5/3, FifthThird
   Fifth Third Bank has been a premier source of merchant processing services for leading businesses nationwide for over three decades. A pioneer in payment technology since the earliest days of the card industry, we have been partnering with thousands of businesses to increase their profitability by providing the highest quality transaction processing solutions available.
Input Support Swiped Transactions(track1 and track2) and Keyed Transactions
Functions Preauth, Sale, Force, Void, Return, Settle, Incremental/Reversal(Visa)

Global Payments, Inc. (http://www.globalpaymentsinc.com)
A.K.A. NDC, NDC Atlanta, NDC East, NDCeCommerce
  Global Payments, Inc. is one of the largest and most time-honored payment processors in the world. With experience spanning more than 30 years, when its former parent company, National Data Corporation, pioneered electronic payment processing. Today, the company combines leading edge technology with three decades of expertise to offer solutions that meet the commerce needs of both virtual and "brick and mortar" customers. Global Payments currently process over 2.7 billion transactions per year and serves more than one million merchant locations through their electronic information network.
Input Support Swiped Transactions(track1 and track2) and Keyed Transactions
Functions Preauth, Sale, Force, Void, Return, Settle, Incremental/Reversal(Visa)

Paymentech (http://www.paymentech.com)
Tampa A.K.A. Paymentech, UTF, GENSAR, TAMPA
Salem A.K.A. Paymentech North, Salem
  Founded in 1985, Paymentech delivers premier electronic payment solutions for merchant acquiring, point-of-sale transaction processing and commercial card programs. The company is the nation's second largest processor and acquirer of credit card transactions and a leader in Internet payments. Paymentech annually processes approximately 3 billion total transactions and $93 billion in bankcard sales volume.
Input Support Swiped Transactions(track1 and track2) and Keyed Transactions
Functions Preauth, Sale, Force, Void, Return, Settle, Incremental/Reversal(Visa)
Salem Features Split route (Vital), Multi Currency, Merchant Descriptor

Bank Of America Merchant Services. (http://www.npc.net)
A.K.A. National, NPC
  National Processing, Inc, provides a wide range of business transaction settlement processing, from point-of-sale credit card processing to e-commerce solutions. On July 13, 2004 Bank Of America Merchant Services announced plans to aquire all the assets of NPC.
Input Support Swiped Transactions(track1 and track2) and Keyed Transactions
Functions Settle
Features Split route (Vital)

Stored Value Systems (http://www.storedvalue.com)
A.K.A. SVS, Stored Value
  Stored Value Systems (SVS), a Comdata Company, is the nation's premier provider of Cash and Chip Card Solutions for traditional markets that include government, petroleum, restaurant, retail and supermarket acceptors, along with emerging industries such as entertainment, fast food and Internet applications.

As the first company ever to offer electronic cash and benefit management tools for merchants and government agencies, SVS is redefining the movement of money and information through technology.
Input Support Swiped Transactions(track1 and track2) and Keyed Transactions
Features Issue, Activate, Redeem(sale), Tip, Void, Return(reload), Cash-out, Balance Inq, Time-Out-Reversal, Merchandise-Return, IVR-request, IVR-response, Settle(offline)

 

 

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